🎉 Exclusive reader offers: Open a Tide business account & get £200 FREE — use code REFER200  |  Capital on Tap credit card: 7,500 free points — use code SETTINGUP
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Exclusive Reader Perks

Two Offers Every UK Business Owner Should Claim

We have partnered with two of the UK's most trusted business finance providers to bring you these exclusive sign-up bonuses — available only through Small Business Guide.

Read the Tide Business Bank Review → Read the Capital On Tap Business Credit Card Review →

Affiliate Disclosure: The links on this page are referral/affiliate links. If you sign up through our links, we may earn a commission at no extra cost to you. We only recommend products we believe are genuinely useful for UK business owners. Read our full disclosure policy →

Business Bank Account
Tide
Tide Business Account
The UK's most popular digital business bank account for small businesses and freelancers
Exclusive Bonus
£200
Free cash in your account
Use this code when you sign up
REFER200
Click the code to copy it, then paste it during sign-up

What You Get

Free business current account — no monthly fee
up to £200 cash (spend £100 in 30 days + deposit £5k)
No credit check required to open
Open your account in under 5 minutes
Free bank transfers for your first year
Integrates with Xero, QuickBooks & FreeAgent
Optional company formation service (from £14.99)
Tide Savings Pot with competitive interest
Expense categorisation and receipt capture
Instant payment notifications

How to Claim Your £200

1
Click the button below
2
Enter code REFER200 at signup
3
Complete transactions of £100 within 30 days
4
Receive up to £200 cash in your account
Open Tide Account & Claim up to £200 →

Read our full Tide review →

T&Cs apply. £75 Free when you complete transactions of £100 within 30 days & another £125 Free when you deposit at least £5,000 in a Tide Instant Saver within 7 days. Affiliate link.

Business Credit Card
Capital on Tap
Capital on Tap
The UK's highest-rated business credit card — 1% cashback, up to £250k credit, no annual fee
Exclusive Bonus
7,500
7,500 points (value depends on the redemption option and current plan) on first transaction
Use this code when you apply
SETTINGUP
Click the code to copy it, then paste it during your application

What You Get

7,500 bonus points after the first transaction, subject to eligibility
1% uncapped cashback on every pound you spend
Credit limits from £1,000 to £250,000
No joining fee or annual fee
Free additional employee cards
Syncs with Xero, QuickBooks & Sage
Instant spend notifications
Flexible repayment options
Accepted wherever Visa is accepted
Dedicated UK-based customer support

How to Claim Your 7,500 Points

1
Click the button below
2
Enter code SETTINGUP in the promo field
3
Complete your application (takes ~5 mins)
4
Make your first card transaction, subject to current campaign terms
Apply for Capital on Tap & Claim 7,500 Points →

Read our full Capital on Tap review →

T&Cs apply. Get 7,500 bonus points after the first transaction, subject to eligibility. Subject to eligibility. Affiliate link.

Our Editorial Policy

Why We Recommend These Two Products

We are transparent about our affiliate relationships. Here is exactly why we recommend Tide and Capital on Tap.

Tide
Business Bank Account
Why We Recommend Tide

Tide consistently ranks as one of the UK’s top-rated business bank accounts on Trustpilot (4.3/5 from 20,000+ reviews). It is particularly well-suited to limited companies and sole traders who want a free, easy-to-use account that integrates with popular accounting software.

The Tide partner promotion has two separate qualifying stages: £75 after qualifying card transactions and £125 after the eligible Instant Saver deposit and holding condition. Consider the full conditions rather than assuming either reward is automatic.

✓

We would recommend Tide regardless of the affiliate relationship.

Capital on Tap
Business Credit Card
Why We Recommend Capital on Tap

Capital on Tap is rated 4.7/5 on Trustpilot from 10,000+ reviews — one of the highest-rated financial products in the UK. The 1% uncapped cashback is genuinely valuable for businesses with regular card spending, and the credit limits (up to £250,000) are far higher than most competitors.

The absence of an annual fee makes it a no-brainer for any business owner who wants to build credit and earn rewards on everyday spending.

✓

We would recommend Capital on Tap regardless of the affiliate relationship.