Affiliate Disclosure & Disclaimer

1. What Is an Affiliate Link?

An affiliate link is a tracked URL that tells a company you arrived via our website. When you click an affiliate link and then sign up for a product or service, we may receive a commission or referral fee from that company. This is paid by the company — not by you — and does not affect the price you pay.

Affiliate links are clearly disclosed on every page where they appear. We use the HTML rel="noopener sponsored" attribute on all affiliate links in accordance with Google's guidelines and ASA/CAP advertising standards.

2. Our Current Affiliate Partners

We currently have affiliate or referral relationships with the following companies. This list is kept up to date and reflects all active commercial relationships on this site.

We may add additional partners in the future. This page will be updated whenever a new commercial relationship is established.

3. How We Select Partners

We only partner with companies whose products we genuinely believe are useful for UK small business owners. Our selection criteria include:

• The product must be relevant to the needs of UK small business owners
• The product must be from a reputable, regulated company
• The offer must represent genuine value (not just a marketing gimmick)
• We must be able to verify the terms and conditions of the offer independently

We do not accept payment to write positive reviews or to feature products in our editorial guides. Our editorial content is produced independently of our commercial relationships. A company cannot pay to be featured in our guides — only in clearly labelled partner sections and offer pages.

4. Editorial Independence

Our editorial team operates independently of our commercial partnerships. The existence of an affiliate relationship with a company does not influence how we write about that company or its products in our guides. We will write critically about a partner's product if the facts warrant it.

If we recommend a product in an editorial guide, it is because our editorial team believes it is genuinely suitable — not because we have a commercial relationship with the company.

5. Content Disclaimer

The content published on Small Business Guide is intended for general informational purposes only. It does not constitute, and should not be relied upon as, legal, tax, financial, or professional advice.

While we make every effort to ensure our guides are accurate and up to date, we cannot guarantee that all information is current or complete. Tax rates, legislation, and regulations change frequently. You should always verify information with official sources such as GOV.UK, HMRC, and Companies House.

For advice specific to your circumstances, please consult a qualified professional — such as a chartered accountant, solicitor, or financial adviser.

6. No Endorsement of Third-Party Websites

Our guides may contain links to third-party websites, including GOV.UK, HMRC, Companies House, and other external resources. These links are provided for your convenience and information. We do not endorse or take responsibility for the content of any external website.

7. Calculator and Tool Accuracy

Our free calculators (including the Tax Calculator, VAT Calculator, and Startup Cost Estimator) are provided as general estimation tools only. They are not a substitute for professional advice. Figures produced by our calculators are indicative only and may not reflect your specific tax position, allowances, or circumstances.

All calculator data is processed entirely within your browser. We do not collect, store, or transmit any figures you enter into our tools.

8. Regulatory Compliance

We comply with the UK's Committee of Advertising Practice (CAP) Code and the Advertising Standards Authority (ASA) guidelines on affiliate and sponsored content. All commercial content is clearly labelled.

We are not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide regulated financial advice. Any references to financial products are for informational purposes only.